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Check the building code for high wind areas. Many locations that frequently experience strong winds have building codes – “standards,” if you will – that are designed to protect homes against winds. If building codes exist in your area, make sure your home is up to par; if it’s not, make the necessary changes.
Take a look at your windows and doors. Your windows should be impact resistant, and your doors should all have at least three hinges. Glass doors, such as patio doors, should be impact resistant as well. You should also consider having any garage doors inspected to make sure they are resistant to high winds.
Climb up on the roof. Or have someone do it for you. Either way, your roof must be high wind resistant, and replaced if it’s not.
Reorganize your landscaping. You shouldn’t have trees too close to any windows or glass doors, nor should you have trees that aren’t indigenous to Florida. Trees native to Florida are better equipped to handle their natural surroundings.
Taking these preventative measures can help you get a lower home owner insurance quote in Florida, whether you’re starting your search or already have a home owner insurance policy.
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