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Snake bites, rabbit attacks, quickly spreading poison oak, possible concussions – they all sound like legit reasons for a speedy trip to the emergency room, don’t they? They’re all also very painful, so the last thing you want is to get to the emergency room and find out your health insurance doesn’t cover emergency room visits.
Plan ahead for these kinds of emergencies. Even if you aren’t into gardening, accidents can happen anywhere at any time, and many accidents result in injuries that need emergency room attention. When you purchase a health insurance policy, make sure it covers emergency room visits; most do, but some require you to pay a hefty deductible, first. If you already have a health insurance policy, dig it out and find out how it handles emergency room visits. If you aren’t satisfied, call your insurance agent to make necessary changes.
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