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If you enjoy the recreation of an RV, you should consider purchasing additional, or specialized, insurance to cover these added risks. Specialized insurance for RVs includes personal insurance to cover any valuables inside your RV; towing and labor insurance to cover the towing and labor costs for your RV (your regular automobile insurance probably won’t provide enough coverage for this because it costs much more to tow and repair an RV than it does to tow and repair a regular automobile); total loss insurance to cover the replacement of your RV should it be destroyed; and full-timer coverage, which is special insurance for those who don’t have a permanent residence because they spend the majority of their lives in the RVs. Enjoy the recreation of traveling by RV without worrying about costs of repairs and replacements by purchasing adequate RV insurance.
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