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Most Recent Articles
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- Refinancing Risks and Rewards
There is always some temptation to refinance if a better interest rate is in the offing. Some people will find that this ends up costing them less money over time. Other people take the opportunity to switch from a riskier adjustable rate mortgage (ARM) to a more stable fixed rate mortgage. However, some thought should be given to whether refinancing is truly the right choice for you. - Are You Pre-approved, Pre-qualified or Pre-ticked
If your real estate agent wants you to press on with your mortgage application until you can get pre-approved, do not be offended, he is simply working in your best interests. To make an offer for a home that you wish to buy, it is much more advantageous to be pre-approved than to be pre-qualified.
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