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Richard MacGrueber's Articles

  • Credit Card Consolidation for the College Student
    College students often find themselves paying only the monthly minimum payment on each of their credit cards due to limited funds. It is not uncommon however, paying only the minimum payment can lead to outrageous interest accumulation which can cause you to owe much more than you originally charged. Of course, this is what many credit card companies want.
  • The Importance of Teaching Your Children Money Management Skills
    If you have ever struggled with your own money management issues, you probably know how difficult it can be to deal with personal finance issues. If you have made it to the light at the end of the tunnel, and have been able to overcome financial problems, you also know how much easier it is to get through your day to day life without worrying about money.
  • Protect Yourself From Bank Fees
    Do you use a checking account? You may be paying too much for the use of a checking account and could be saving bundles by switching or eliminating the use of a bank checking account altogether. If you want to save money by using a checking account you need to use it wisely. Banks are happy to have you deposit money for short term use, but they plan on making money through fees somehow. What type of fees can you encounter simply by using a checking account?
  • Dealing With Your Debt
    Large amounts of debt can be stressful and overwhelming, especially if you do not foresee a way out of it. Everyday people are getting more and more in debt. Getting in debt is not always due to being irresponsible with money. At times, it can also be due to financial troubles such as loss of income, a cut back in hours at work, or simply not making enough money to pay all of the bills that are due.
  • The Basics Of Personal Finance Investing
    Overall, investing is a great way to build wealth or a ‘nest egg’ for your retirement. If you invest regular amounts of money on a consistent basis over a long period of time, you are more likely to be successful in reaching your financial goals. By knowing just a few investing basics, you can get started with a variety of income options.
  • Money Management For The Single Parent
    Everyone has their own unique financial situation to deal with. It can be difficult to manage money, especially for those who are operating with limited funds. Single parents are in this category, as they are working with only one income and may or may not receive child support. Especially for single parents who are not receiving child support payments, managing money can be overwhelmingly challenging.

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