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Most Recent Articles
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- Building Long-term Energy Savings Into Your Home
While new homes are 100 percent more energy efficient today than those built three decades ago, most people are not familiar with how to actually design energy savings into the infrastructure of their home.
Here are a few ways to save energy in your home: - Tips On Saving Energy Dollars In Your Home
A typical U.S. family spends more than $1,600 a year on home utility bills, yet making some simple changes around the home can save money and make heating and cooling systems more efficient, according to World Energy Solutions, a publicly traded energy services company based in St. Petersburg, Fla.
By evaluating facilities and equipment, World Energy Solutions (symbol: WEGY) helps businesses lower their utility consumption and maintenance costs and extend the life of their equipment. - Tips For Reducing Energy Costs
Future natural gas prices are expected to be higher, but demand will grow more slowly than in previous projections, according to the Energy Information Administration's latest annual long-term forecast, the "Annual Energy Outlook 2006." - Tips For Conserving Gas
Despite gasoline prices nearing or above $3 per gallon in various parts of the United States, Americans still fill their SUVs. And most likely they won't cancel their vacation plans for the summer - the season when more people are on the road traveling - because driving there is just more fun. - Survey: Saving Money Easier To Say Than Do
If you find it hard to save, you're not alone. According to a recent survey, many Americans think about saving for the future, but few actually do it. The Braun Research and Bank of America survey is a revealing portrait of how residents of major metropolitan cities view money and the importance of saving. Some of the findings: - Point And Click To Your Financial Plan
You've organized the contents of that bulging shoebox and tracked down the stray receipts lurking in jacket pockets. Now you're ready to point and click your way to what you hope will be a generous tax refund.
But while your records are still organized and your computer's still on, why not look beyond that refund to your financial future? - Smart Moves For Retirement Readiness
With health care costs continuing to increase, the future of Social Security unclear and pension plans available to fewer and fewer workers, America's retirement readiness is a major concern for both individuals and the nation as a whole.
Since June 2004, Fidelity Investments has completed about 200,000 income plans for retirees and pre-retirees who faced the daunting task of gauging their preparedness for retirement. Fidelity learned that some simple, yet often ignored, investment strategies can help ensure a more comfortable retirement. Here are some basic strategies to consider. - Save Money By Making Your Home Energy Efficient
With the increase in energy prices, it's important to know that there are ways to lower your energy bill, maintain the overall comfort of your home and be energy efficient.
There is another big plus to being energy efficient: You help the environment. Using less energy means less air pollution from power plants that burn oil, coal or natural gas. Pollution from these sources can cause respiratory disease, smog and acid rain and contribute to global climate change. - 7 Tips On Preventing Identity Theft
In the course of the day, you do many activities that put your personal information at risk - from writing a check at the store to charging merchandise in person or over the phone. You may not think twice about these transactions, but others might. - 5 Practical Tips For All-season Energy Savings
Replacing windows and doors is the fourth most common home-remodeling project and experts say it can dramatically reduce utility bills. Yet when it comes to choosing more energy-efficient options, consumers might be overwhelmed by the whirlwind of technology, terminology and options on the market today. - 5 Tips To Save Money--and The Earth
You just can't get that memo right, can you? You print out the first draft and find a misspelling. You print out the second draft and discover you missed some commas. You print out the third draft and later decide on a new title. Now the final draft is ready for printing. Before you throw away those wasted sheets of paper, stop and realize that you could be costing your business as well as the environment. - Take Control Of Gas Prices
Does your money seem to evaporate with every trip to the gas station? You can add miles to every gallon you pump simply by maintaining your vehicle and practicing fuel-saving driving habits.
"Most motorists don't realize that it's the little things that don't take a lot of time or cost much that can really make a difference when it comes to saving money at the pump," said Rich White, executive director of the Car Care Council. "Loose or missing gas caps, underinflated tires, worn spark plugs and dirty air filters all contribute to poor fuel economy." - What You Should Know Before Buying Annuities
Point-based reward programs are proliferating. You can earn enough miles to fly to Paris just by using your credit card or you can accumulate points that can be spent like cash merely by shopping at your favorite stores. But with so many options available, how do you know you're getting the biggest bang for your buck? - What You Should Know Before Buying Annuities
Americans hear a lot about the shaky outlook for Social Security. In the future, the federal program likely will play a smaller overall role in Americans' retirement plans.
One way to fill in the gaps of a savings portfolio is to put money in annuities. With an annuity, you pay a premium in exchange for guaranteed income payments at regular intervals. It is most often used for retirement purposes. - Don't Drop The Retirement Ball
Juggling may be entertaining, but the average person may not have the concentration to keep the balls in the air. Yet half of Americans in their prime savings years juggle their retirement money in three or more accounts, according to Fidelity Investments estimates. - Tips To Consider Before Buying An Annuity Policy
Annuities may be a useful tool for those who want a steady stream of income throughout their lives. While most annuities include a death benefit, an annuity is almost the opposite of a life insurance policy - annuities offer financial protection against outliving your income.
Buying an annuity can be a complicated decision. Following are a few key considerations for buyers before deciding whether to purchase annuity policies:
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