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Most Recent Articles
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- Credit Card Debt And Stress
The relationship between stress and credit card debt is a very close and, unfortunately, widespread one. A Public Interest Research Group and Consumer Federation of America analysis of accurate Federal Reserve reveals some astounding figures: the average household has debt ranging between $10,000 to $12,000 and the average number of credit cards is nine. Such statistics are representative for several other countries, besides the US, such as the UK, Canada or Australia. The convenience of using credit cards is the same everywhere, and the psychology of the human society is relatively identical. We all want to own more than we can afford and, at the moment we reach a certain social status or level, we aim for the next and so on. This “race” also has its victims – and they are numerous. Credit card debt is a very frequent problem and many therapists and medical staff have to attribute severe cases of depression, stress and anxiety to debt related triggers.
The crisis that develops stress - Rewards Or Cash Back – Credit Card Choices
A very common question you hear asked these days is which is the better, cash back or rewards credit cards loyalty schemes. The following is a brief explanation of the cash back vs. rewards credit cards loyalty schemes argument:
Cash Back Credit Cards - Credit Cards And Their Alternatives
With so many different types of consumer credit cards available today it can sometimes be slightly overbearing determining which type of card you want or need. The following is a brief guide on the different types of consumer credit cards available today:
Credit Cards - The Idiot’s Guide To Selecting A Credit Card
There are literally hundreds - possibly thousands - of credit card offers available to consumers these days. So how do you choose the best one? What should you look for in a credit card? How can you be sure that you won’t get stuck with high interest rates or a rewards program that doesn’t exactly live up to your expectations? In this article, we’ll take your through the major elements of a credit card so that you know what to look for and can make an informed decision about which credit card to choose.
Interest Rate - The Idiot’s Guide To Selecting A Credit Card – Part Ii
There are literally hundreds - possibly thousands - of credit card offers available to consumers these days. And these days there are more things to compare than just interest rates and fees. Now, credit card holders can be rewarded for their using credit cards. Or, if you’re a business owner, you might find extra features and perks with a business credit card. In this article we’ll go over the basics of some of these above-and-beyond features of credit cards. Whenever you’re thinking of applying for a credit card, it’s always best to compare all of their features so you get the best credit card that matches your financial lifestyle.
Rewards Programs
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